Hailstorms are a common occurrence in Colorado, and they can cause significant damage to your roof and exterior, leading to complex insurance claims and necessary repairs. At Sunset Restoration, we understand the unique challenges faced by Colorado homeowners and are dedicated to making this process easier for you. We’ve crafted a 10-step guide to help you manage the aftermath of a hailstorm effectively, ensuring your home is restored to its best condition.
Step 1: Contact a Reputable Local Roofing Company Specializing in Insurance Damage
Before you assess the damage yourself, reach out to a local roofing company like Sunset Restoration that specializes in handling insurance-related damage. Professional inspectors can safely and accurately identify both obvious and hidden issues.
Step 2: Notify Your Insurance Company
Report the hail damage to your insurance company as soon as possible. They will assign an adjuster to your claim and guide you through the next steps. Keep detailed records of all communications with your insurer.
Step 3: Beware of Unsolicited Contractors
Be wary of contractors who show up at your door uninvited after a storm. These “storm chasers” often take advantage of homeowners, offering quick but substandard fixes. Always research and verify any contractor before hiring them.
Step 4: Choose a Reliable Local Contractor
Select a local, reputable contractor such as Sunset Restoration. Look for strong community ties, positive customer reviews, and proper licensing and insurance. It's important to work with professionals familiar with local building codes and weather conditions.
Step 5: Schedule a Professional Damage Inspection
Arrange for a thorough inspection of your roof and exterior by a professional. Sunset Restoration offers comprehensive inspections that go beyond surface-level assessments to uncover hidden damage affecting your home’s integrity.
Step 6: Understand the Insurance Claims Process
Your insurance company will determine the cost of repairs based on their assessment. Remember, you are responsible for paying your deductible, while the insurer covers the remaining costs within the policy limits. A reputable contractor will assist you in ensuring all damages are properly documented and included in the claim.
Step 7: Supplement the Insurance Claim if Needed
The insurance company sets the price for the repairs based on their adjuster’s report. If any items were missed during the initial inspection, Sunset Restoration can supplement the claim to cover these additional costs, ensuring that nothing is overlooked.
Step 8: Review and Sign the Repair Contract
Carefully review the repair contract before signing. Ensure it outlines the scope of work, materials to be used, timeline, and payment terms. A trustworthy contractor will gladly explain any part of the contract that you find unclear.
Step 9: Schedule the Repair Work
Coordinate with your contractor to schedule the repairs at a convenient time. Communicate any special requirements or timing considerations. Sunset Restoration aims to work efficiently, minimizing disruption to your daily life while delivering high-quality repairs.
Step 10: Conduct a Final Inspection and Follow-Up
Once the repairs are completed, perform a final inspection with your contractor to ensure everything meets your satisfaction. A reliable contractor will address any remaining issues and provide a warranty for their work. Sunset Restoration stands by our craftsmanship and offers ongoing support to our clients.
Conclusion
We know that dealing with hail damage can be overwhelming, especially when you're trying to protect your home and family. By following these 10 steps, you can take control of the situation and ensure that your home is properly repaired and protected from future storms. At Sunset Restoration, we're more than just a roofing company; we're your neighbors, dedicated to helping our community stay strong and secure. If you've recently experienced hail damage, contact us today. Let's work together to restore your home and give you peace of mind.
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